Credit repair is a bloodsport.

Collection agencies and banks have an interest in keeping your score low. One wants to get paid using your low score as leverage and the other wants to use a low score to justify charging you a higher rate.

The job of regulating credit abuses is put on the consumer.

This takes a basic understanding of what is going on. Credit repair can be learned but whether a person engages in self help credit repair, or pays someone else, it is hard work and requires patience, diligence and persistence.

However, just like anything else, success is dependent on a persons level of skill and knowledge of the subject.You will not get any help from the bureaus and the collection agencies are not your friends, no matter how nice their oeople are on the phone.

That leaves you two questions?

Should I do it myself or hire a company?

That is why we give you 2 choices. We offer full service credit repair for those who dont want to bother with it.

The downside is that this costs money.

The second option is do attempt it yourself.

That is exactly why we put together the Credit Professor Manual.

The reality of credit repair is that it takes hard work and knowledge. That is true whehter you do it yourself or hire a company to do it.